Do you have any evidence to back up your claims? Because I think you are just regurgitating right-wing talking points. The myth of the poor person who is poor only because he or she spends way to much money on extravaganza.
Did you even read my post? I specifically noted this doesn't apply to poor people (the ones the right-wingers will claim are only poor because of bad choices), I'm addressing middle-class and up people.