Comment by bryanrasmussen | Hacker News Reader

Comment by bryanrasmussen | Hacker News Reader

Parent Full thread

And when you lose your card because you have a problem keeping track of physical objects do you then just go to the bank and they use the card replacing machine to issue you a new one right on the spot? That's pretty cool, I wish we had something like that here in Denmark because wow, I lose my card a lot and I have to go weeks without one.

One time I lost my card, ordered a new one, the card arrived but the pin code didn't arrive, so I waited an extra 4 days for it, and called up and they said sometimes that happens and then they sent me a new one, which meant I went essentially 24 days without a card.

As far as phones go, so if your phone goes out, gets lost, gets stolen, breaks you have no money because money is tightly bound to your phone.

I have a difficult time respecting the architectural decisions that have been made in this new implementation of money.

I have two cards in two separate locations + my phone bound to the same account for mobile payments.

Circumstances would have to become pretty extreme for all of these to disappear at the same time.

If you really lose your card that often why don't you just order two to begin with? You'd have to take precautions like this even with normal money, since if you misplaced your monthly allowance you'd still be out for several weeks.

I guess I never thought about ordering two cards, probably like most people I like to think it won't happen again.

If I am using cash I don't carry all the cash available to me all the time, so if I lose some cash it is not quite the same as losing my method of accessing money.

Because that’s not possible – you can’t have multiple cards with the same name on the same account.

I know, I’ve tried after I’ve spent the entirety of january without without a card due to losing one (and the bank fucking up the replacement).

My bank lets me do that, not sure why your bank wouldn't let you.

Also these aren't really problems with a cashless society, they are problems with a partially cashless society. Society will fix these issues very quickly when there are no workarounds, like making sure that everyone can have backup cards for example.

I don't believe that they'll get fixed. It'll just be filed under "huh, that's terrible!"

order an extra credit card, never use it and store it someplace safe

I can’t — the only way to order a card automatically deactivates all other cards.

I can create a second card, on a different name than my own, but that’d require ID verification for that different person (e.g. for shared accounts of couples)

Reply on news.ycombinator.com