Ask HN: Is anyone else having issues with stripe?

I am having issues when processing a payment using stripe. I am using Stripe::charge and 80% of transactions are getting declined. Previously (20 days ago) everything worked smoothly.

According to stripe logs, a successful transaction has 3 steps: create a token (/v1/tokens), then the customer (/v1/customers) and finally generate the payment (/v1/charges). At the moment, all the transactions are falling when they receive the customer (/v1/customer). Stripe has been telling me it is an issue with the bank. But the bank it is telling me that they don't are receiving request for payments (transaction is falling on step #2).

I've talked to several friends and they are having the same issue, so hopefully someone from the HN community can help :)