I can't remember what the crisis was but it was after Ashley Madison and there had been a series of password databases put up on tor. And also there were some things about people getting harassed across platforms. It happened right before I moved to a new state and when I set up all my new utilities and banking and etc I used a password manager and created unique username flavors. Like fluidcruft253b for water and fluidcruftAdaG for gas and fluidcruft563d for banking etc.