If you want to really start factoring stuff in to how healthy or not it is, you should factor in the sedentary lifestyle that too much driving leads to, as well.
But driver-hours (definitely not passenger-hours) are the correct metric if you're considering biking as a substitute for driving. People take longer trips in cars than they do on bikes because they can. If the mode of transportation shifts, trips to the store won't get longer to adjust -- the stores will become more dense to accommodate the reality that people need closer stores.
No, it's not, that's what I'm saying here. The length of a commute is determined by the cost it imposes on the commuter. That cost is measured in time and money, but not in distance. Nobody cares about distance. Commutes are the length they are because that's what people can tolerate. If you slowed everybody down, they wouldn't spend more time commuting; they'd commute for the same time over less distance.