Behringer's audio interfaces are very, very good for their money. The UMC204HD (2 in w/ inserts and 4 outs) at less than 90 € delivered is quite a good deal. Both inputs are universal (mic/line/inst), with pad. Phantom power is switched in common for both. It also has MIDI in/out, but I never used that, can't comment.

Note that a separate pre-amp or DI box is not necessary with these. You can connect microphones of either kind directly as well as pickups.

> does it really gave to be a mac!!

No.