Almost certainly it was a much older demographic for Diamond Princess, although I don't have any precise figures. However, I will note that the 1% for the cruise ship is under the conditions of available healthcare resources (i.e. passengers were repatriated back to countries that had available resources able to care for them).
The danger with this disease seems to be that it is highly contagious and countries tend to see a huge spike in cases that completely overwhelms the healthcare system and leads to a several-fold increase in the case fatality rate (e.g. Iran, Italy).
So I agree that on its own COVID-19 is likely less fatal than some of the numbers we tend to see cited, but under outbreak conditions it can be much much more fatal.