Personally, I think we should at least look at the local loop as a natural monopoly. Just like the city is expected to own and maintain the road to your house, it should own and maintain the digital equivalent. From your house to the POP, it's city fiber. From the POP onward, sure, let that be run commercially, with a free minimum tier, say 5 mb/s. If you want anything more, you can contract with any ISP who has a presence in your POP. That way we get both a truly competitive marketplace and universal access.