Also, according to the Japanese Wikipedia article, the first camera phone was DDI(Wilcom)'s VP-210 in 1999, and they exploded in popularity with Sharp's J-SH04 on J-Phone(Softbank) in 2000.[1] The US, by contrast, got their first camera phone in 2002.
TV on phones is a matter of the local broadcast technology making it easier to support smaller recievers (http://en.wikipedia.org/wiki/1seg). And also (again) a cultural issue; what's the use case for watching TV on your phone in the states? In Japan, it's so you can watch baseball when you're on the train.
But I'm with you about payment. I got a special iPhone case with a slot for my train card (icoca) just so I could feel modern. :)
Oh, and flip-phones have been all the rage for as long as I've been going there. I look forward to going back to see if iPhone form factors are gaining popularity yet. You can't swing a dead cat in the US without hitting an iPhone or iPhone knock-off.
Edit: Also, lack of Live TV is a big one for businessmen who are sports fans. Lack of a FeliCa reader might be an issue for some people, but probably not a deal breaker, since most people probably also have SuiCa, PasMo, IcoCa, or Edy cards.