M-Pesa is a great project. Back in 2016 my team and I tried to replicate M-Pesa in Mexico for bank the unbanked people in rural areas, financial assistance and give them a type of basic income. Only Cisco México and Susie Wee supported us, the government wasn't interested in implementing that.
Here is a short description of the project:https://mundocontact.com/dinero-movil-ganador-del-solutions-...