For comparison, a typical flu season is 0.1%.
That is incorrect. The worst flu wave to hit Germany in the last 20 years, 2017/2018, killed appoximately 25000 people (excess mortality). That's 0.03%, and it's not typical. Often, the number is much lower.
Note also that the results from the Gangelt study you're referring to are preliminary; there's a press release but no paper yet, not even in preprint.