Over-engineering perhaps, but not premature optimization. You don't have to reach for that stuff until you need it.

As a side note, I do often advocate for somewhat over-engineering projects by starting with familiar frameworks. They strongly constrain the solution space yet give power to quickly meet inevitable feature creep. Strong KISS/YAGNI proponents might balk at that endorsement, but I've had far more trouble handling growing pains from adapting codebases that don't use frameworks than I have working in such over-engineered framework-based projects.