Hacker News Reader

Hi Nick -- I'd love to have us dig in more here to understand this better. Could you email me? patrick@stripe.com.

[In brief, chargebacks/disputes work differently for PayPal payments as compared to credit card payments... I suspect that much of this is mostly a PayPal vs credit card difference. But I want to understand the details.]

View on HN

Hi Patrick.

I am the person who asked the question that Nick responded to.

I understand PayPal has stronger network effects that may give it more leeway in handling the banks that a smaller competitor may not have.

I do agree with Nick that Radar should be a free service for all users. It reduces headaches for everyone involved. Why charge for it?

(Post to my above post if you reach HN's post limit.)

Reply on news.ycombinator.com