> ... The things we build in huge quantities, like computers and TVs, drop rapidly in price. The things we don’t, like housing, schools, and hospitals, skyrocket in price. What’s the American dream? The opportunity to have a home of your own, and a family you can provide for. We need to break the rapidly escalating price curves for housing, education, and healthcare, to make sure that every American can realize the dream, and the only way to do that is to build.

What if building in itself isn't the answer to increasing affordability and ensuring supply of things that matter? What if incentives are the key?

Things the author says drop rapidly in price:

- computers

- TVs

Things the author says skyrocket in price:

- housing

- schools

- hospitals

The former group includes small-ticket items that are often bought with "cash." These are also items with an inherently low regulatory burden.

The latter group includes big-ticket items bought on credit, or paid for by someone else (health insurer). Often, there's a government backstop involved. And these industries have a very heavy regulatory burden.

What if the key to making necessities like housing and education more affordable was to get the federal government out of the business of guaranteeing loans and backstopping reckless investors?