Getting you to browse your computer for 10-20 minutes and then log into your bank account could be enough to gain access to your account.
And 2FA is proven insecure with SIM hijacking. These methods have a high up front time investment but will take even less effort than Mitch's gambit once deployed.
https://www.cs.cornell.edu/~shmat/courses/cs6431/zhuang.pdf [0]