Hacker News Reader

I'm not ignoring them at all.

I know that this service will be abused by those who need quick access to capital and it will ruin many of their lives. I don't support payday lending either, doesn't mean that it's illegal but it sure is unethical to charge high interest rates on low sums.

View on HN

Amazon has said this is rolling out (only) to "eligible customers", so it may be restricted to the middle class.

The people that are facing starvation are not Amazon customers in the first place; they are mostly migrant labour that doesn't have a fixed address, or they live in remote areas where Amazon does not deliver.

Also, we don't know what the interest rates are, as yet.

Reply on news.ycombinator.com