Elective medical procedures have been canceled, so medical spending is down across the board. Most plans that are ACA-compliant will probably be reimbursing customers some of the premiums this year, similar to auto insurance.

I've heard Fin-tech firms have been cutting lots of fat in the last 4 weeks, although I've also seen some large banks still hiring contractors.

The only reason that many companies are able to operate at all today is because of the technology they use. Tech should be less affected overall compared to the rest of the economy.

The Fintech firms I am talking to all stopped hiring or having pay cuts. They offered lower salaries compared to last year when I wasn't looking (upto 30% lower)