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I believe it's just the full cost of the plan you were already on, the sum of what you and your employer were paying for it.

So it can be expensive if your employer was paying a lot for it.

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It can seem expensive if you ignored the compensation your employer was paying while you were employed.

I think I've only had one job where the employer funded $ amount of my health plan was actually spelled out. My expected contribution was always made known at enrollment time but the employer contribution was left to blind speculation.

FWIW "Employer Paid Benefits" are shown on TriNet pay statements. TriNet is a fairly common PEO among startups.

for someone that just lost their job having to pay basically double what you were paying for health insurance it certainly is expensive from their pov. health care in america is not something any other country would ask to have save some esoteric elective surgery out of pocket if you are rich.

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