I think the second dip is coming (the first being in March). With the flu season and covid19 resurgence and the market is going to realize those unemployment rate means a lot of people aren't going to buy stuff.
[1] https://www.cnbc.com/2019/01/09/shutdown-highlights-that-4-i...
Do you even read your sources fully?
> 51 percent of those making less than $50,000 usually or always live paycheck to paycheck to make ends meet
This is from the lowest income bracket in the 2017 survey.
It tells us 0 about how many are in the "usually" category.
It tells us 0 on does this account for investments or not.