And they still paid? Thats great, usually the few I've seen say you have to talk to them before legal proceedings otherwise too bad. Could I ask if you had the details of the policy? Who offered it, the name etc? I might be in the market for some soon. tia
Yup, the insurer paid up. I can't go into details, however, in Australia the judge will quite often (and rightly so) send you to mediation beforehand. The ultimate underwriter was Lloyds of London.
Lloyd's of London is a marketplace, not an underwriter.