Trouble scheduling time in HS? Ha! Try doing an engineering degree, my friend.

That being said, I would recommend "being a kid" for a bit while you still can. You're already very much ahead of the curve when it comes to programming and development it looks like (14? Holy cow that's awesome). I honestly don't think your situation needs much improvement, it sounds great.

Focus on school first though - if you're getting a lot of work at 14 then it sounds like you're going to a good one. As for money, you could always get a summer job and save up for the domains and books you want to purchase.