The problem is I can't possibly afford to live there. If you can live there, cool. For many people, it's just too expensive to make it into a nice experience.
All those restaurants nearby are only cool if you can afford the high cost of housing and have enough money leftover to still eat at restaurants without worrying that you are cutting your own throat in terms of retirement savings or something.
In short, it's great if you are wealthy enough. It's not for most other people, even if they find parts of it enchanting.