Most of your argument is flawed
You should read about real UBI experiments, they provide solid evidence that people invest in their long term prospects.
Planet money has an episode on the subject.
Planet money has an episode on the subject.
1. https://www.businessinsider.com/finland-basic-income-experim...
Listen to the panet money podcast, the experiment is much better conducted and the podcast goes into great depth discussing various effects on the participants.
https://www.npr.org/sections/money/2017/09/22/552850245/epis...
There is a lot more than succeded and failed to dicsuss here, happy to do so if you are interested in doing that rather than just proving your point.