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IF you're so confident then why don't you plug your life savings into shorting the market? You'll make millions.

There's been countless examples of projecting returns for an investor who tries to time the market and one who keeps buying and almost universally the timer loses.

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being pretty sure that the market will crash at some point in the next year isn't really actionable information for an investor. a temporary rally at any point could trigger a devastating margin call. you could just sell all your long positions and buy back in whenever you think the market is at its lowest point, but you're probably not gonna make millions this way.

FWIW, I haven't sold anything, but I haven't bought any shares either since the beginning of the crisis. I would be wealthier today if I had kept buying on my normal schedule.

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