If it really tastes that bad in a particular region, central filters that you install where the pipe enters the house are cheap. Just make sure to get one that you can use generic filter media with (ie it's basically just a tube of some standard size).
But, even with all that extra volume, is a central filter still cheaper? I'm thinking about a water softener soon, might as well throw that in.
As far as maintenance goes, my understanding is that the salt is dirt cheap. The new hassle I'm adding to avoid cleaning is lugging 40-lb. bags down to the basement, right?
I've never dealt with one before, so appreciate any insight there.
Depending on the problem you need a different filter. Fridge filters only solve the simple problems where the water isn't too bad in the first place.
Those things are absolutely not needed in countries with a modern water distribution network, they just bring added comfort.
City water definitely does not need to be filtered. Some people prefer the taste of filtered water, but there's no health reason requiring house filtration.