If there was an 0.4% chance of me being killed by being hit in the head by a comet, and if wearing a bike helmet would give me a 75% chance of surviving, then yes, I would want the choice to walk around in my stupid bike helmet.

That's about the level of risk and investment we are talking about here.

[1] https://www.statista.com/topics/1750/violent-crime-in-the-us...