I know people talk about finance classes in schools, but I think we urgently need marketing classes. Companies have entire departments learning how to exploit your psychology and if you haven't seen the basics of marketing, you are ripe for pickings.
The people getting infected are the people that are knowingly bypassing all of the security measures Apple put in place to protect the uneducated users.
If a user stays in the Mac App Store, or just doesn't bypass various warnings and macOS security mechanisms, they won't be susceptible to this malware.
Not that mac security mechanisms are perfect, but this is among the ones they protect you from.
We had these in elementary school. Endless drills from the nuns about fact vs. opinion in things we read.
But that was back in the ignorant, backwards days when schools still taught geography, home economics, Latin, civics, theology, philosophy, and spelling.
/I can diagram a sentence in my mind as you speak it.