"I know everyone says no, I want this or that, but at the end of the day, you are trading time for money."
Not all time is equal. Let's say you're paid $2000 and you're at a job that has no stress, feels cognitively easy and career advancement is possible. Now suppose you're being paid $4000, but you're lightly stressed all the time at baseline. In fact, the whole company is. Now you're being paid $6000 with chronic moderate stress. Or imagine being paid $8000 with heavy chronic stress and you barely have it under control.
In these scenario's I'd choose for the $2000 in most cases, unless the other cases are short-term assignments. I could do the $4000 job for perhaps 1 to 2 years, but you start playing with your health in all other cases if you do it for that long.
Now this only looked at the relationship of salary, time and stress, but I believe there are a few other variables as well, but it's a lot of typing ;-)
E.g. being able to do remote work wherever and work hours whenever, as long as you average 160 hours per month on a 3 month basis. That's completely different as well, I can imagine that you have people that take 1.5 months off and then sink in all their time in the other 1.5 months while being in Argentina, traveling with their SO.