For the value, you’re better buying a used Kenwood or Yaesu.
I've never heard of permission for unlicensed operators. Do you have a source you could point me towards? Preferably something from the FCC, or a law that pertains to them.
https://www.law.cornell.edu/cfr/text/47/97.403
> § 97.403 Safety of life and protection of property. No provision of these rules prevents the use by an amateur station of any means of radiocommunication at its disposal to provide essential communication needs in connection with the immediate safety of human life and immediate protection of property when normal communication systems are not available.
It defines as amateur station as:
> (5) Amateur station. A station in an amateur radio service consisting of the apparatus necessary for carrying on radiocommunications.
Which I read is being related to the physical equipment.
I’m also almost positive that this was a question my license test.
I don't think it breaks down the way you read it. /But/ in an emergency, it probably won't matter to you if it helps you live through the emergency.
HF feels considerably harder to get into. If you're a city dweller your only antenna choice is probably a magloop. VHF has options for things like satellite and ISS contacts, and the fact that it's local makes it seem a bit more relevant and community-driven.
http://www.nf9k.net/wp-content/uploads/2016/05/ARRL-Lab-HT-T...
And others:
Basically, it's gatekeeping.