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imho, https://www.deadmansswitch.net/ is a better option than paper in a safe.

your house could burn down or someone might not be able to open your safe (easily).

pgp encrypt a message that gets sent to someone with instructions for how to access your things if you don't check in.

I hear you; I've got three copies, two physically distant safes, and a deposit-box -- it's a habit I got doing SysOps for a bank back in the day.

That sounds really complicated and makes me wonder...

How do you rotate passwords?

How do you store all the keys to the safe?

How do you give 3rd party access to the deposit box?