Its crazy to me that gdp only shrunk by 9 percent for the quarter. Thinking of the fuel that wasn't used, the entertainment services that weren't consumed, the non essential shopping that wasn't done and then all of the side effects like reduced financial transactions on the other things that didnt happen, it's crazy to me that that wasn't more than that.

Thinking through this does help me to see why you have to annualize if you aren't doing a quarter to quarter comparison.