As an aside, the fact that in the U.S. your healthcare is tied to your employer is absolutely nuts.
Not at all, In places with national single insurer system, (medicare for all), like the UK where am based, the way it works is that you do contribute to National Insurance effectively as part of your taxes, (usually less than you'd pay in the U.S.), BUT if you switch employers or even are unemployed, you still have that healthcare available to you.
Also, all the doctors, hospitals etc. are technically always "in network".