> Never. And I'm serious about this.

You know that we have search engines, right?

https://www.healthaffairs.org/do/10.1377/hpb20180622.107025/...

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=267875

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3381978

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3520915