Money is good, but you can work around financial needs much of the time. It is almost impossible to place a real value on advice and connections, though and it's difficult to know what you don't know (if you did, you could figure it out for yourself). Even if you stumble upon the right questions to ask, it's sometimes impossible to find someone who can truly answer it.
Personally, if presented with the option of cash injection or access to an adviser, I'd choose an adviser, every time. Hell, apply this to all aspects of life. The older I get, the more I realize knowledge and experience are the real commodities.