Despite its obvious optimality, the Homogenous Mush approach creates extra dishes. So, as a lazy undergrad, I used the circles method for a long time. Sometime in grad school I had the long-cut epiphany, and tend to do that most of the time now.
(The other downside of the circular method is that they're more likely to try to jump out of the sandwich, since they have less contact area.)
Oh, and one other solution, which is great for long bike rides: Switch out the bread for a flour tortilla, and throw some honey in the mix as well. Fits in an undersaddle bag and beats the hell out of a clif bar.
I do not understand the whole bread and bananas thing. Do as the wife says and make a slice down the middle. add peanut butter and put the two halves back together, and slice in segments. No bread is best.
1) http://thedailywtf.com/articles/The_Complicator_0x27_s_Glove...
Honestly, I never considered slicing that way before so besides an interesting read I also learned a new technique for making these kinds of sandwiches!