The seemingly innocuous mistakes of morons in society will always cause immeasurable amounts of pain both through wasted time and anxiety.

I'm not even that smart, but heck I have a college degree and for me I had to stop assuming others had the best of intentions and / or were as smart as I was. When you just double check and clarify when appropriate - you can avoid dumb pitfalls like this.

For instance, "Here's my bank acct number, can you confirm this is the number you are submitting for the request?" or "thank you officer, I would like to ensure we are on the same page, I understand you underlined this check box, but I'd like to have a new slip without the underline".

Interacting with morons sucks, but if you put a bit of effort into these things, in time you might avoid wasted time or anxiety.