These just seem like redlining with extra steps. I'm not sure how you could ensure they /don't/ amplify existing bias.
The best part is that they don't even have to run the algorithm, they can just claim they did so[2] to justify their biases.
[1]https://www.youtube.com/watch?v=AJQ3TM-p2QI
[2]https://www.politico.com/news/magazine/2020/08/30/black-us-d...