On top of this, it only applies if you lose your job due to "lay-offs". I've been laid off four times in my life, all 3 times the companies claimed they were not lay-offs and fought my claim. 2 times I was denied.
The third time I received unemployment benefits for 5 months. I received $4,000 in benefits then my former employer won an appeal, and my claim was deemed "fraud". I had to pay $8,500 back ($4,000 + $4,500 in "fraud fees").
If you are fired for "cause", "screw you, have a nice day".
8 months ago 10% of my company's engineering department (screw you, cloud passage) was fired "for cause" and replaced with cheap Belarusian contractors. This time I didn't even bother for unemployment, I didn't want to risk having to pay it back + 100% fines. I also do not get covid stimulus, and have had to sell my 401k to keep from being homeless.
America has no social net whatsoever. I do not qualify for unemployment, food stamps, or anything else even though I have been working my ass off and paying taxes for 25 years.