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The resource is internet access everywhere. Everyone benefits from open wifi, but any individual benefits by locking down their own wifi. So everyone locks down their own wifi, and nobody has internet access, and we're all worse off.

I'm not sure it's a tragedy of the commons per se, but it's a collective action problem of one sort or another.

I think that's the point being made here.

Access to extra bandwidth everywhere, all the time, could be a commons for all of us, with the appropriate legal and software protections.

RF isn't the commons they're talking about. The commons is the open access points that people would come by and torrent / download kiddie porn through. People abused open access points, so everyone started closing them.

People abused open access points, so telcos started going after the hosts, not the abusers, so everyone started closing them.

Then there's also Firesheep. But that's just a cherry on top, really.