> Every time I try just 400 IU per day for a week it makes me dizzy and woozy.
I guarantee that you're consuming more than 400IU of Vitamin D in your regular diet. You can consume almost double that amount just by eating a decent sized salmon filet.
I doubt the miniscule amount of Vitamin D (10 micrograms) in your supplement is causing your problems. It's possible that you're allergic to the capsules themselves, or fillers, or something unique to the supplements.
> I eat plenty of meat and veggies with K2, and nuts and fish with magnesium. Vitamin-D containing foods like milk, eggs and fish are totally fine. I can bake all day in the sun and don't burn easily.
If you're getting plenty of Vitamin D from diet and sunlight, you don't need to supplement. I know the popular sentiment will beat the drum of "more is better", but it's not true. The goal is to get Vitamin D levels into an optimal range and keep them there, which, despite internet opinion, is entirely possible on a healthy diet with light sun exposure.