>Will otherwise intelligent people want to fight tooth and nail if I mentioned any specific VPN provider being incapable having privacy assurances you can rely on?
I agree if your threat model requires that nobody eavesdrop/log your traffic, then a commercial VPN service probably isn't the right tool, and you should probably use tor instead. That said, it doesn't mean commercial VPNs are placebo/snakeoil. They still provide:
* anonymity from the websites you visit: your home internet connection's IP typically uniquely identifies you/your household (assuming no CGNAT). Meanwhile, a VPN server might be used by tens of hundreds of people, which greatly increases your anonymity set. It's further improved if you rotate VPN servers, because a VPN service might be used by millions of people.
* extra degree of separation: your ISP knows a lot of info about you (name, address, payment info, maybe even credit score), whereas a VPN service might only know your email and the ip you connect from. If your VPN service decides to go rogue and sell your browsing habits, they'll have a much harder time associating it with your real life identity.