Easily the worst time of my life was during a 1 year eviction. I even dated a girl for a brief period who told me the ' you can always have a good attitude' thing.
Years later when a met someone else struggling to find safe housing, I told them 'always stay positive, attitude' is bullshit. Allow yourself to be upset.
Money buys security. Security means one less thing to worry about.
I'm very grateful for the career I have now. Started with trying to copy Unity scripts from youtube videos and I'm a senior level dev now. Paying my rent early gives me an endorphin rush