Looks great, and it's a shame I can't sign up, since I'm in Canada. Is it just the need for a US bank account that's holding me back?
Since you guys are very experienced in this area, is there a competitor that you could recommend in the meantime? Maybe one that's not as bad as the rest, and that would perhaps slightly reduce the big effort of switching payment providers in the future.
(I assume also that when a merchant gets paid via Paypal not cheque, that means the merchant is also paying Paypal's 1.1-2.4%+Xc on top of pintpay's 3.6%+30c? Is that right?)