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Look into ".gitignore", also consider manually adding the files you've worked on and wish to commit.

Yes people think I’m insane when I manually add files to a commit. -a is another foot gun.

That's sort of what I wrote.

I just make sure to have a single location for sensitive stuff, then ignore/move it.

I will store the contents of the file as an encrypted note in 1Password, so I do have a stored version controlled variant.