I always have up to date standby for a fraction of money they spend on cloud. In the last 10 years or so I do not remember RAM failing in an unpredictable ways. When/if my SSD fails It'll take me a whole 10 minutes ordering another one from amazon. Oh and I always have spares lying around. My backups are automated.

Anyways nice job advertising cloud and trying to scare people into using it. You happy with it - good for you. No need to convince me as I have my own reasons and do not have to buy into yours.