You actually think someone who bought XRP at any point in the past unaware of this did reasonable diligence?
Could you share the text of an email someone sent you that shows what they weren't aware of?
Edit:
>It's extremely easy for people to fall down the rabit hole of only reading content authored by people pumping it.
I also don't even deny this. But it doesn't excuse the irresponsible decision to buy something without understanding the most critical aspects of what it is and how it works. We should expect people to be responsible when investing, and to be able to do proper research for themselves, and to let them lose their money when they fail to do so. We don't need to waste tax dollars babying and protecting irresponsible investors.