I'm a bit of a DIY obsessive, so maybe I'm just all the way on the other side of the spectrum, but I don't hire someone to do something unless I feel the task is so far outside of my comfort zone that it poses a danger to me. I usually only do it after I've tried the task myself and utterly failed. You'd be surprised what you can do yourself with just a few YouTube tutorials and a decent collection of tools. As a side effect, I've gotten pretty good at being handy around the house, managing the family's finances, repairing our cars, doing major home improvement projects including building barns and sheds, building furniture, lawn care, tree trimming, electrical, plumbing, etc. I consider developing these skills a better investment than the alternative which is perpetually needing to pay someone to do them.
And all it costs is my time, which is free.