If I was willing to work contracts (e.g. had a wife I could get health insurance and maybe some income-in-case-of-layoff security from), why wouldn't I just always only contract so that I could make more and get paid for my overtime?
If I wasn't willing to work contracts, wouldn't requiring me to contract up front take me out of the running?
Or does this whole thing assume people will just go without health care for a while? I could understand that if there weren't other choices, but given that other full time employment is readily available, who does this?