this story does not sound accurate. if Malma truly had good finances before this, it could simply take out another loan at a different bank, who would presumably look at Malma's true finances and ignore this fake immediate payment. it is standard for major companies to renew their loans at different financial institutions at different rates, and a single call bankrupting a company would mean that the company was already in dire shape. this is consistent with https://www.eurofound.europa.eu/observatories/emcc/erm/facts..., which says that the bank claims that the company was managed poorly, and the management claims that it was caused by reduced Russian demand as well as increased interest rates.