Yet. They also didn’t allow you to create or install third party apps on the first iPhones too
It just seems weird to complain that the company that made mobile apps mainstream "didn't allow it" earlier. The only reason they delayed a year is because the SDK wasn't publication ready yet. They hadn't even finalised the APIs yet and they were still very buggy at the launch of the first phones. We know that from interviews from former employees, the iPhone OS changed hugely between launch and the second phone a year later. A lot of the internal apps were extensively rewritten. Not a great time to push third party development.
You’re absolutely right that the phone wasn’t ready for 3rd party apps on day 1, at least to Apple’s standards.